Filing status
Estimate Roth conversion tax impact for single filers using 2026 federal brackets.
Single filers may reach higher brackets with smaller conversion amounts than joint filers.
Single filers can use the Roth Conversion Calculator to model how a conversion adds to current taxable income.
The federal tax impact depends on taxable income before the conversion, after-tax IRA basis, state tax assumptions, and how conversion taxes are paid.
This page is educational and does not determine whether a conversion is appropriate for a specific taxpayer.
Open the calculator with Single selected, then adjust income, state tax, basis, and conversion amount.
Open the calculatorThis Roth Conversion Calculator is for educational and illustrative purposes only. It does NOT constitute tax, financial, legal, or investment advice. The calculation results are based on the information you provide and the latest IRS tax rules, which are subject to change. We do not guarantee the accuracy of the results. Please consult a licensed Certified Public Accountant (CPA), financial advisor, or tax professional before making any financial decisions.